Your future has a price. Know it before you go.
Study abroad navigation: guided by data, proven by research.
Answer a few questions and GTE Destina ranks 24 destinations against your goals and budget. In minutes, you'll see the true yearly cost in Rupiah, what you can earn while you study, and when your degree starts paying you back.
Reveal my top countriesBest matches
Scores weigh your priorities, budget fit and field strength. Costs use the first city listed for each country and indicative exchange rates. Part-time income is never guaranteed. Countries marked GTE partner come with free application and settlement support.
24 countries, one honest view
Tuition, city living costs, part-time wages, post-study work rights and payback for the world's main study destinations, from official immigration portals, minimum-wage tables and city cost indices.
Figures are for a typical master's: tuition at a typical public or mid-priced university, living costs in the first city listed, part-time income at the legal maximum hours and minimum wage over 40 weeks (after ~15% deductions). Payback = full programme cost ÷ 25% of an entry-level graduate salary in that country.
Where GTE Destina gets its numbers
Published international fees at public and mid-priced universities in 24 countries.
Rent, food and transport from city cost indices, cross-checked with university cost guides.
Work hours, post-study visas and proof of funds from official portals; wages from national minimum-wage tables.
Fund your degree before you pay for it
Every scholarship GTE Destina tracks across 24 countries, from university and official government scholarship portals, filtered for Indonesian students. Contact GTE Admin for more info on any award.
What will it really cost?
Tuition and city living costs are free. Plus adds the costs families usually miss, the bank balance the visa officer wants to see, and a payback simulator.
Country A vs Country B
Net yearly cost (tuition + living − part-time income) against the starting graduate salary, to estimate how fast each degree pays back. Full-access feature: compare up to 3 of 24 countries.
Full comparison
Green marks the strongest value in each row.
When does your degree pay for itself?
A 15-year, month-by-month model in Rupiah: study costs, loan interest, the income you give up while studying, work abroad, and life back home, compared with staying in Indonesia.
Financing
Career after graduating
Assumptions & stress test
From student visa to permanent residency
Step-by-step routes for 24 countries, ranked by how ready your profile is, with the salary, language and points rules that decide each step, and what it means for your Indonesian passport.
Payment received. Welcome aboard!
Thank you for your payment. Your full access is now active, so enjoy every country, city, scholarship and payback number in GTE Destina.
- Retake the FinderYour full ranking of 24 countries is now visible.
- Shortlist 2–3 countriesUse the ROI Calculator and Payback simulator to compare them.
- Plan it with GTE, freeA counsellor turns your shortlist into a course, LoA, visa and settlement plan.
Access is saved on this device and browser. Changing device? Message GTE Admin on WhatsApp +44 7448 636780 with your payment email and we'll help you restore it.
Start free. Go deeper with Plus.
GTE's study-abroad and settlement mentoring stays 100% free. Plus is for families who want the full numbers before they commit.
Explorer
- Your #1 match, fully unlocked
- Country Matrix for 3 countries
- 3 scholarships per country
- Tuition + living estimate for one city per country
- Compare 2 countries
- 2026 visa rule headlines
- Hidden costs & proof-of-funds planner
- ROI Calculator, Payback Simulator, Full Comparison
GTE Destina Plus
Rp 69.000 to get a Rp 1 miliar decision right. Choosing Leeds over London alone saves about Rp 150 jt a year in living costs. GTE Destina shows you savings like that across 147 cities.
- Full ranking of all 24 destinations
- ROI Calculator, Payback Simulator and Full Comparison
- Residency Pathway: step-by-step PR routes and your readiness ranking
- Full Country Matrix for all 24 countries
- 147 cities with full cost breakdowns, universities and part-time coverage
- Scholarship Finder: all 135 scholarships, searchable and filtered by level and funding
- Hidden costs: visa, health surcharge, insurance, flight from CGK
- Proof-of-funds planner in Rupiah
- Payback simulator: work abroad vs return home
- Compare 3 countries
- Family summary to share on WhatsApp
- 30-min call with a GTE counsellor based abroad
Study & Settlement
- Course and campus selection
- Application to LoA
- Visa document check
- Pre-departure, flights, airport pickup
- First-week settlement: SIM, bank, registration
- Part-time job guidance
Advantages a comparison website can't copy
Built by people who made the journey alone in 2018, and connected to a team that takes students all the way to settlement.
| GTE Destina | Typical agency | Free ranking sites | |
|---|---|---|---|
| Costs in Rupiah, door to door | ✓ | Partial | – |
| Part-time pay and payback for 24 countries | ✓ | – | Partial |
| Loan, opportunity cost and Rupiah stress test | ✓ | – | – |
| Data verified by staff in destination cities | ✓ | – | – |
| Shows non-partner countries honestly | ✓ | – | ✓ |
| Free application, visa and settlement help | ✓ | Visa only | – |
| Personal PR readiness across 24 countries | ✓ | Partial | – |
| Indonesian dual-citizenship guidance | ✓ | – | – |
| Full access for under Rp 100.000, one payment | ✓ | – | – |
- Choose course and campusMatched to your profile and budget
- Apply and get your LoAThrough GTE's partner universities
- VisaDocuments checked until ready to submit
- Pre-departureAccommodation, flights, airport pickup
- Settle inSIM card, bank account, registration, city orientation
- Part-time workGuidance within your visa rules
Mentoring and IELTS CashBack deposits are refunded 100% when you depart with GTE. Terms apply.
Global public data, checked against the ground
Last reviewed October 2026. Each country page lists its main sources.
+44 7448 636780
admin@globaltalent-education.com
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